With 2022 coming to a close, it’s time for Organized Instincts’ year in review. Here, you’ll find some of our most beloved blogs we hand-picked throughout the past year. From digital fraud to digital footprints and from perky pineapples to power of attorney, come and take a look at a few of our personal favorites. As you scroll through your social feeds this holiday season, check out these highlights and read up on our intriguing posts. There are nuggets of new knowledge to help everyone have the best 2023 – a little something for every age and mood.

If you get caught by others, enthralled on your device reading these posts, be sure to share posts with your friends and family.

The Modern Financial Fraud Frontier: Gift Cards, Dating Apps, and Cryptocurrency

As more and more people catch on to the various schemes of scammers, scammers themselves are getting crafty in their craft. While you might not fall for a call from the grandkids claiming they’re in jail in Louisiana and need bail money wired right away, you might fall for the latest scam making its rounds: being paid in gift cards.


Become an active 401k Plan Participant

If you’re employed, chances are you’ve heard of, or you already have, a 401k retirement account. Many employers offer them to their employees as a part of a benefits package along with perks like unlimited paid time off, health insurance, or even work-from-home benefits! Let’s look at a 401k, diving into this valuable benefit for current and former employees.


With a Little Spring Cleaning You Can Dive into Summer

Winter is finally over and spring is finally here. Time to dust off your file drawers and get your finances ready for swimsuit season. What are some instances that the Organized Instincts team suggests your financial files have a good once-over? Let’s take a look.


Where There’s a Will There’s a Way – End of Life Planning

It doesn’t matter if you’re young or old, the reality is that we all die. Preparing yourself and your family for the inevitable is best done sooner rather than later. Three of the best things you can do is get a Will, get a power of attorney, and get an advanced directive. Even if you’re in the prime of your life, don’t put off planning for the day you’ll be gone. If you pass before you plan, it’s altogether possible someone else will divvy up your possessions in a way you didn’t want or intend. Your loved ones will be thankful you took the time to write out your exact wishes beforehand. This brings both security and certainty to you and to your family.


Securing Your Digital Footprint – Why Legacy Contacts are Vital

When it’s time to get your affairs in order and plan for end of life, there’s one thing not a lot of people think about or realize they need to plan for: their digital assets. Nowadays, most everyone has some kind of digital footprint, whether it be on social media, on one’s smartphone, or in the Cloud. What happens to your stored photos, your online accounts, or your social media content when you pass away?


Team Credit vs. Team Debit – The Great Card Debate

When it comes to using a debit card vs. a credit card, cardholders frequently pick a side. At Organized Instincts, we have settled on this: “it depends” – how you handle your spending and risk factors. Today we will explore reasons why you’d want to use one card type over the other. Let’s dig into the details, and help you pick the winning side in this debate.


Don’t Drive Yourself Crazy: Wheely Good Vehicle Records

If you’ve recently purchased or leased a vehicle, paid off a car loan, or registered a car, keeping the documents for these transactions safe is vital. These documents prove you are the legal owner of your car and that the vehicle is legally registered at the DMV. They also provide proof of financial agreements, payoff dates, and payoff amounts.


Keeping Key Records for Kids of All Ages

Every stage of life has key records you’ll need to keep accessible as you and your family members progress through the milestone seasons of life. Whether you’re a student pursuing a high school diploma, middle-aged work refining your financial plan, or older pursuing a much-anticipated retirement, you’ll have records you’ll need more frequently throughout the seasons of life. Here are some documents to keep safe whether you’re a kid or a kid at heart.


There’s No Place Like Home: How Insurance Keeps You Secure

If you own a home, chances are high you have homeowner’s insurance, as going without likely puts you at risk of a life-altering financial risk. Consider this scenario, if your home and all of its contents were completely destroyed, could you or would you have the financial resources to replace it at your own cost? While you are not legally required to insure your home, lenders can legally require it. Even if you’ve already paid off your mortgage and any HELOC (home equity line of credit), it’s best to keep your policy coverage in force in case of damage or other types of loss.

At Organized Instincts, our seasoned team of daily money managers can help you navigate your finances with ease. Schedule a consultation and make 2023 your best financial year yet.