by Nanette Duffey | Nov 25, 2025 | Holidays, Insights, Medical, Spending
A Flexible Spending Account (FSA) is a tax-advantaged way to set aside pre-tax dollars from your paycheck for healthcare expenses. Unlike HSAs, FSAs are “use it or lose it.” Funds must be spent by the plan year’s end or forfeited, with a short grace period...
by Nanette Duffey | Nov 4, 2025 | Insights, Medical, Spending
When it comes to healthcare financing, a Health Savings Account (HSA) stands out as a powerful tool for managing medical expenses with tax advantages. An HSA is a tax-advantaged savings account designed for individuals with high-deductible health plans (HDHPs),...
by Nanette Duffey | Jun 24, 2025 | Bill Paying + Banking, Credit Reports and Scores, Financial Literacy, Insights, Loans, Spending
In the fast-paced world of online shopping, “Buy Now, Pay Later” (BNPL) services such as Affirm, Klarna, Afterpay, PayPal Pay in 4, Sezzle, and Zip are everywhere—popping up at checkout, on banking sites, and even when purchasing airline tickets. These modern twists...
by Nanette Duffey | Jun 10, 2025 | Bill Paying + Banking, Credit Reports and Scores, Estate Planning, Financial Literacy, Insights, Paperwork, Real Estate, Spending, Taxes
Losing a spouse is an emotional whirlwind, and navigating the financial aftermath can feel overwhelming. Understanding how joint accounts, shared debts, and credit reports are affected is crucial for protecting your financial stability during this challenging time....
by Nanette Duffey | May 27, 2025 | Bill Paying + Banking, Financial Literacy, Financial Partners, Insights, Spending, Taxes
Establishing a strong financial foundation is crucial for a harmonious partnership as newlyweds begin this next chapter. Couples who align their financial goals take steps to secure their future through proactive planning and open communication. Savvy couples...
by Nanette Duffey | May 13, 2025 | Insights, Spending, Travel
Planning a wedding is a whirlwind of excitement, but it comes with a list of expectations for everyone involved—the couple, their parents, and the guests. From splitting costs and picking priorities to giving thoughtful gifts and keeping communication clear, each...
