Insights from Organized Instincts
Having “The Talk” about Finances Before You Marry
Are you thinking about getting married? Before you walk down that aisle or open that joint bank account, let’s take a look at what you need to sit down and discuss with your future spouse. Don’t let your wedding ring become a boxing ring over money. Fully Disclose all...
Let’s Get Your Legal Documents in Order
No matter your age, it’s about time you look over all your legal documents and bring them up to date. From your power of attorney to your will and from your life insurance to your health insurance, the best thing you can do for your future is to ensure all your...
Your Credit Report vs. Your Credit Score
Over the last couple of posts, we have looked at the differences between your credit report and your credit score. Your credit report is the entire record of your credit history while your credit score is a number given as a snapshot of your credit as a whole. Here is...
What is a Credit Score?
You might be surprised to learn your credit score is not the same thing as your credit report. People frequently confuse the two items and falsely believe they are interchangeable when they are not. In our three-part blog series on credit scores vs. credit reports,...
What is a Credit Report?
You might be surprised to learn how many people confuse a credit report with a credit score and vice versa. However, your credit report and your credit score are not interchangeable. Over the next three weeks, we’ll talk about your credit report, your credit score,...
Is Your Child Attending College this Fall? Here’s How to Financially Prepare
When a child goes off to college for the first time, it can be daunting. Many young adults have no idea how to live apart from Mom and Dad, much less worry about their finances. What do they need to know? How should you prepare your child for the days and months to...
Five Tips for Keeping Grubby Hands Out of Your Financial Cookie Jar
Protecting your finances from fraud should be on the top of your list for keeping grubby hands out of your financial cookie jar. Staying one step ahead of anyone who might try to steal your identity or make a fraudulent transaction on one of your credit cards is not...
Financial Tips Before You Travel
Before any trip, whether it be for business or pleasure, it is always wise to put a plan in place for your finances while you’re gone. How long will you be traveling? How will your bills get paid? How can you prevent identity theft? These questions and more will need...
4 Steps to Prepare Financially for a Natural Disaster
Whether it’s a fire, a flood, a tornado, or a tropical storm, we often don’t think a natural disaster will personally affect us. However, out of sight, out of mind shouldn’t be our perspective when it comes to disasters such as these. Planning financially for...
Solutions for the ‘Too Wealthy to Track Money’ Mindset
In our last article, we explained how you’re never too wealthy to budget. Today we’ll show you ways to transform a "too wealthy to track money" mindset into a workable solution for you and your finances. After all, we wouldn’t want you to tank your credit and/or make...