Insights from Organized Instincts
Solutions for the ‘Too Wealthy to Track Money’ Mindset
In our last article, we explained how you’re never too wealthy to budget. Today we’ll show you ways to transform a "too wealthy to track money" mindset into a workable solution for you and your finances. After all, we wouldn’t want you to tank your credit and/or make...
You’re Never Too Wealthy to Budget
For some reason, there’s a common misconception that budgeting and daily money management are only for people living paycheck-to-paycheck or young people just starting out. The truth is, you’re never too wealthy to budget. When we get comfortable and let daily money...
8 Credit Myths: Uncover the Facts
Let’s debunk 8 credit myths and uncover the facts behind them. Credit Myths #1: Credit is evil. I should pay cash for everything. The Facts: Some experts believe you should only ever purchase something if you can pay cash for it. They believe all debt, and by...
3 Ways to Improve Your Credit Score
So, you've read frequently asked questions about credit scores, and you also understand ways your credit score affects what you pay for credit. But what do you do if your overall credit health isn't, well, so healthy. No worries! Here are 3 proven ways to improve your...
5 Ways Your Credit Score Affects What You Pay for Credit
When asked in a recent Bankrate survey, "How often do you review your credit report?" 34% of respondents answered: “Never.” When we read that, our collective gasp could be heard round the world! If you’re one of the 34% who never checks your credit report – and by...
Your Credit Score – Start Here
In the old days, buying something on credit was a last resort. In modern times, though, many of us depend on credit to purchase a new home or car. Employers may also use a person’s credit score when they screen potential candidates. You hear about the importance of...
Use a Password Manager – Here’s Why
Unless you’re a bona fide genius or you’re gifted with a photographic memory, chances are slim that you can remember a strong password for all your accounts. Yet the importance of strong passwords can’t be understated. Use a password manager to reduce (maybe even...
Is Your Money on Autopilot?
In 5 Ways to Streamline Finances, we briefly mentioned that money on autopilot is not a good idea. Today, we share 7 signs your money is on autopilot and how to take control. You invest a ton of effort and energy into what you do to earn a living, right? You know how...
5 Ways to Streamline Finances
Earlier we talked about how to "Make a Date With Yourself to Pay the Bills," and now we are going to talk about another way to streamline finances. Let’s talk about going paperless and automating payments and deposits. Let’s Get Digital Convert paper bills to e-bills...
Avoid Being the Next Victim of Identity Theft
Did you know tax time is when many people learn they’re a victim of identity theft? ? It’s only discovered after they file taxes and they get a notification from the IRS telling them they’ve already filed their return (when they know they hadn’t filed yet). Or,...