Insights from Organized Instincts
Is Your Child Attending College this Fall? Here’s How to Financially Prepare
When a child goes off to college for the first time, it can be daunting. Many young adults have no idea how to live apart from Mom and Dad, much less worry about their finances. What do they need to know? How should you prepare your child for the days and months to...
Five Tips for Keeping Grubby Hands Out of Your Financial Cookie Jar
Protecting your finances from fraud should be on the top of your list for keeping grubby hands out of your financial cookie jar. Staying one step ahead of anyone who might try to steal your identity or make a fraudulent transaction on one of your credit cards is not...
Financial Tips Before You Travel
Before any trip, whether it be for business or pleasure, it is always wise to put a plan in place for your finances while you’re gone. How long will you be traveling? How will your bills get paid? How can you prevent identity theft? These questions and more will need...
4 Steps to Prepare Financially for a Natural Disaster
Whether it’s a fire, a flood, a tornado, or a tropical storm, we often don’t think a natural disaster will personally affect us. However, out of sight, out of mind shouldn’t be our perspective when it comes to disasters such as these. Planning financially for...
Solutions for the ‘Too Wealthy to Track Money’ Mindset
In our last article, we explained how you’re never too wealthy to budget. Today we’ll show you ways to transform a "too wealthy to track money" mindset into a workable solution for you and your finances. After all, we wouldn’t want you to tank your credit and/or make...
You’re Never Too Wealthy to Budget
For some reason, there’s a common misconception that budgeting and daily money management are only for people living paycheck-to-paycheck or young people just starting out. The truth is, you’re never too wealthy to budget. When we get comfortable and let daily money...
8 Credit Myths: Uncover the Facts
Let’s debunk 8 credit myths and uncover the facts behind them. Credit Myths #1: Credit is evil. I should pay cash for everything. The Facts: Some experts believe you should only ever purchase something if you can pay cash for it. They believe all debt, and by...
3 Ways to Improve Your Credit Score
So, you've read frequently asked questions about credit scores, and you also understand ways your credit score affects what you pay for credit. But what do you do if your overall credit health isn't, well, so healthy. No worries! Here are 3 proven ways to improve your...
5 Ways Your Credit Score Affects What You Pay for Credit
When asked in a recent Bankrate survey, "How often do you review your credit report?" 34% of respondents answered: “Never.” When we read that, our collective gasp could be heard round the world! If you’re one of the 34% who never checks your credit report – and by...
Your Credit Score – Start Here
In the old days, buying something on credit was a last resort. In modern times, though, many of us depend on credit to purchase a new home or car. Employers may also use a person’s credit score when they screen potential candidates. You hear about the importance of...