by Organized Instincts | Jul 26, 2018 | Credit Reports and Scores, Insights
Let’s debunk 8 credit myths and uncover the facts behind them. Credit Myths #1: Credit is evil. I should pay cash for everything. The Facts: Some experts believe you should only ever purchase something if you can pay cash for it. They believe all debt, and by...
by Organized Instincts | Jul 12, 2018 | Credit Reports and Scores, Insights
So, you’ve read frequently asked questions about credit scores, and you also understand ways your credit score affects what you pay for credit. But what do you do if your overall credit health isn’t, well, so healthy. No worries! Here are 3 proven ways to...
by Organized Instincts | Jun 22, 2018 | Credit Reports and Scores, Insights
When asked in a recent Bankrate survey, “How often do you review your credit report?” 34% of respondents answered: “Never.” When we read that, our collective gasp could be heard round the world! If you’re one of the 34% who never checks your credit report...
by Organized Instincts | Jun 7, 2018 | Credit Reports and Scores, Insights
In the old days, buying something on credit was a last resort. In modern times, though, many of us depend on credit to purchase a new home or car. Employers may also use a person’s credit score when they screen potential candidates. You hear about the importance of...
