by Nanette Duffey | Jan 27, 2026 | Credit Cards, Insights, Travel
Ride-sharing services like Uber and Lyft offer convenient, on-demand transportation. Still, success depends on understanding key factors like your passenger rating, credit card bonuses, and specialized services for seniors or kids. A strong rating ensures quicker...
by Nanette Duffey | Jan 13, 2026 | Bill Paying + Banking, Credit Cards, Insights
Pesky bank and credit card fees are likely nibbling away at your wallet before you even notice. From overdraft hits to ATM surcharges and rising annual charges, they add up quickly, turning oversights into significant drains. Conducting a thorough review of these...
by Nanette Duffey | Jul 5, 2022 | Bill Paying + Banking, Credit Cards, Insights
When it comes to using a debit card vs. a credit card, cardholders frequently pick a side. At Organized Instincts, we have settled on this: “it depends” – how you handle your spending and risk factors. Today we will explore reasons why you’d want to use one card...
by Nanette Duffey | Jun 27, 2022 | Bill Paying + Banking, Credit Cards, Financial Literacy, Insights
With the invention of the credit card, consumers gained access to goods and services they might not have been able to afford otherwise. The idea of a line of credit is that the consumer immediately obtains the goods or services, then pays them off over time. They...
