by Nanette Duffey | Feb 6, 2024 | Bill Paying + Banking, Financial Partners, Insights, Medical, Paperwork
According to a national study conducted by the American Journal of Medicine, approximately 62% of all bankruptcies are caused by a large influx of medical bills. No one foresees being diagnosed or having to contend with illnesses that require extended medical care,...
by Nanette Duffey | Jun 26, 2023 | Bill Paying + Banking, Financial Literacy, Insights, Medical
In the past, unpaid medical debts put a red mark on your credit score with long-term effects on your access credit. Small or large medical debts were logged, and if eventually paid, the blemish would remain on your report. Thankfully, advances have been made to...
by Nanette Duffey | Jan 17, 2023 | Bill Paying + Banking, Insights, Spending
Are you aware of any excessive fees bloating your monthly budget? What memberships or subscriptions have charges that are automatically pulled from your account(s)? Do you still want them? Better yet, do you still need them? Services, goods, or memberships that you...
by Nanette Duffey | Jan 5, 2023 | Bill Paying + Banking, Insights, Spending
With the cooler months upon us, it’s likely you’ve been spending more time indoors. It always seems to be the case that as soon as you have holiday guests, you notice all the blemishes and annoyances that need your attention. If you make a plan to go through your home...
by Nanette Duffey | Jul 5, 2022 | Bill Paying + Banking, Credit Cards, Insights
When it comes to using a debit card vs. a credit card, cardholders frequently pick a side. At Organized Instincts, we have settled on this: “it depends” – how you handle your spending and risk factors. Today we will explore reasons why you’d want to use one card...
by Nanette Duffey | Jun 27, 2022 | Bill Paying + Banking, Credit Cards, Financial Literacy, Insights
With the invention of the credit card, consumers gained access to goods and services they might not have been able to afford otherwise. The idea of a line of credit is that the consumer immediately obtains the goods or services, then pays them off over time. They...
