Insights from Organized Instincts
5 Ways Your Credit Score Affects What You Pay for Credit
When asked in a recent Bankrate survey, "How often do you review your credit report?" 34% of respondents answered: “Never.” When we read that, our collective gasp could be heard round the world! If you’re one of the 34% who never checks your credit report – and by...
Your Credit Score – Start Here
In the old days, buying something on credit was a last resort. In modern times, though, many of us depend on credit to purchase a new home or car. Employers may also use a person’s credit score when they screen potential candidates. You hear about the importance of...
Use a Password Manager – Here’s Why
Unless you’re a bona fide genius or you’re gifted with a photographic memory, chances are slim that you can remember a strong password for all your accounts. Yet the importance of strong passwords can’t be understated. Use a password manager to reduce (maybe even...
Is Your Money on Autopilot?
In 5 Ways to Streamline Finances, we briefly mentioned that money on autopilot is not a good idea. Today, we share 7 signs your money is on autopilot and how to take control. You invest a ton of effort and energy into what you do to earn a living, right? You know how...
5 Ways to Streamline Finances
Earlier we talked about how to Make a Date With Yourself to Pay the Bills, and now we are going to talk about another way to streamline finances. Let’s talk about going paperless and automating payments and deposits. Let’s Get Digital Convert paper bills to e-bills...
Avoid Being the Next Victim of Identity Theft
Did you know tax time is when many people learn they’re a victim of identity theft? It’s only discovered after they file taxes and they get a notification from the IRS telling them they’ve already filed their return (when they know they hadn’t filed yet). Or, because...
Tax Tips: The ‘Nanny Tax’ – Not Just For Nannies
Busy, busy, busy. That's what you are - all the time it seems. So naturally you've enlisted help around the house. But you might be in for a huge wake-up call if the IRS comes knocking because you failed to comply with household employee taxes. Read these frequently...
Tax Tips: Charitable Donations
Charitable donations are a wonderful way to support your local community or national organizations. They’re also an excellent way to lower your tax bill. That’s right – you can help at the same time you save money on taxes. Use these tax tips to make sure you get the...
Tax Tips: Get Organized
It’s that time again: tax season. The better organized you are, the better able your tax professional will be to prepare your taxes. The ability to put your hand on a specific document this instant is a good gauge of how organized you currently are. Hopefully, you are...
Make a Date With Yourself to Pay the Bills
Many people struggle to pay the bills on time each month. The mail comes in every day, right? (The majority of which is probably junk mail.) Maybe the mail gets tossed on the kitchen counter, maybe the corner of your desk, or maybe you open it right then and...