Insights from Organized Instincts
Score a Touchdown: Cross the Goal Line with Open Enrollment
Are you ready for open enrollment? Better get ready. November is the month most commonly associated with employers offering annual enrollment for employee benefits. Be quick, however. The window for enrollment isn’t open for very long. You’ll need to do your homework...
Singing in the Rain: Carry an Umbrella Policy
An umbrella policy is a personal excess liability—or liability policy. They are one and the same. This policy covers events that happen on or off your property, such as accidents or injuries, and not necessarily those that cause damage or destruction. It is an...
MVP Insurance: Safeguard Your Most Valuable Possessions
When it comes to insurance for your most valuable possessions, don’t assume these expensive items will be covered by your standard homeowner’s or renter’s insurance. Homeowner’s insurance often has low limits with regards to valuables, as little as $1,000 to $2,500...
There’s No Place Like Home: How Insurance Keeps You Secure
If you own a home, chances are high you have homeowner’s insurance, as going without likely puts you at risk of a life-altering financial risk. Consider this scenario, if your home and all of its contents were completely destroyed, could you or would you have the...
Don’t Get Sideswiped: Know What Affects Your Auto Insurance Rate
Have you purchased a new car for yourself or a family member? Inherited a vehicle that needs to be insured? Received a rate quote for a newly licensed driver? Whether adding a car to an existing policy or changing carriers, choosing your policy can be an accident...
Keeping Key Records for Kids of All Ages
Every stage of life has key records you’ll need to keep accessible as you and your family members progress through the milestone seasons of life. Whether you’re a student pursuing a high school diploma, middle-aged work refining your financial plan, or older pursuing...
4 Ways to Stop Your Commitment Issues – Have and Hold These Docs!
In our previous blog on vital life records, we covered what to keep safe your whole life long. Some documents come with a lifetime commitment, like your marriage (not your workout routine). However, there are even more cards, papers, and IDs that are vital to keep for...
Certificates, Documents, and Decrees, Oh My! Keep These Records for Life
There are some records you’ll want to keep for the rest of your life. These documents reflect major life events that you’ll need for future reference, either for identification purposes, proof of name change, or proof of a loved one’s passing. Here are the most...
You Can’t Fly Under the Radar – It’s Time to Get Your REAL ID
Whether you travel for leisure or business, you’ll need to procure a REAL ID. This federally approved identification is a part of your vital documents and the deadline to get one is looming. By May 3, 2023, travelers within the United States must have a REAL ID for...
Keeping it Real with Real Estate Records
No matter the type of property you own, from homes to vehicles to luxury items, owning these assets comes with the responsibility to keep important documents. Keeping records for your real estate holdings, such as a beachside condo rental unit, a summer vacation home,...