by Nanette Duffey | Jun 12, 2023 | Credit Reports and Scores, Insights
If you have a credit card, a car loan, or a mortgage, you have a credit score. This score, either high or low or somewhere in between, informs lenders of how well you manage current and past credit opportunities. Do you pay card account balances off routinely? Are you...
by Nanette Duffey | Nov 15, 2021 | Insights, Loans
With the traditional holidays arriving, especially those when everyone is gathered together, it’s the season for friends and family to hit you up for money. We want to help you avoid becoming prey to the awkward conversation when anyone asks you for a loan, no...
by Nanette Duffey | Aug 30, 2021 | Credit Reports and Scores, Insights
Over the last couple of posts, we have looked at the differences between your credit report and your credit score. Your credit report is the entire record of your credit history while your credit score is a number given as a snapshot of your credit as a whole. Here is...
by Nanette Duffey | Aug 23, 2021 | Credit Reports and Scores, Insights
You might be surprised to learn your credit score is not the same thing as your credit report. People frequently confuse the two items and falsely believe they are interchangeable when they are not. In our three-part blog series on credit scores vs. credit reports,...
by Nanette Duffey | Aug 16, 2021 | Credit Reports and Scores, Identity Theft, Insights
You might be surprised to learn how many people confuse a credit report with a credit score and vice versa. However, your credit report and your credit score are not interchangeable. Over the next three weeks, we’ll talk about your credit report, your credit score,...
