by Nanette Duffey | Jun 26, 2023 | Bill Paying + Banking, Financial Literacy, Insights, Medical
In the past, unpaid medical debts put a red mark on your credit score with long-term effects on your access credit. Small or large medical debts were logged, and if eventually paid, the blemish would remain on your report. Thankfully, advances have been made to...
by Nanette Duffey | Jun 20, 2023 | Credit Reports and Scores, Insights
Flip on an episode of the Great British Baking Show, and you’ll see firsthand how judges impact the outcome. These experts see the exact same performance but rate the outcomes in different ways influenced by the weight they place on the components. The same variation...
by Nanette Duffey | Jun 12, 2023 | Credit Reports and Scores, Insights
If you have a credit card, a car loan, or a mortgage, you have a credit score. This score, either high or low or somewhere in between, informs lenders of how well you manage current and past credit opportunities. Do you pay card account balances off routinely? Are you...
by Nanette Duffey | Jun 5, 2023 | Financial Literacy, Insights
Credit cards can be a blessing or a curse when it comes to credit scores and debt. According to an article on debt.org, credit cards were first introduced in the late 1950s by Bank of America and are now held by more than 191 million Americans. In fact, the average...
by Nanette Duffey | May 30, 2023 | Insights, Legal Documents
You’ve heard of an advance directive, which puts into writing your wishes should you become incapacitated or unable to communicate your healthcare treatments of choice, but have you heard of a psychiatric advance directive (PAD)? A PAD is similar and is meant for...
by Nanette Duffey | May 18, 2023 | Insights, Legal Documents
Towering many feet up in the air, peering over the edge with her toes curled tightly around the rock a diver nervously looks over the edge. She fears the dive, but jumps first, and splashes down in the water. Now, with palms sweating and knees shaking, it’s your turn...
