by Nanette Duffey | Jun 26, 2023 | Bill Paying + Banking, Financial Literacy, Insights, Medical
In the past, unpaid medical debts put a red mark on your credit score with long-term effects on your access credit. Small or large medical debts were logged, and if eventually paid, the blemish would remain on your report. Thankfully, advances have been made to...
by Nanette Duffey | Jun 20, 2023 | Credit Reports and Scores, Insights
Flip on an episode of the Great British Baking Show, and you’ll see firsthand how judges impact the outcome. These experts see the exact same performance but rate the outcomes in different ways influenced by the weight they place on the components. The same variation...
by Nanette Duffey | Jan 6, 2022 | Bill Paying + Banking, Credit Reports and Scores, Insights, Taxes
Welcome to 2022, a whole new year filled with new opportunities, new possibilities, and new ways to set yourself up for financial success. Now is the moment to let go of last year’s mistakes and wipe the scorecard clean. Don’t worry, you don’t have to sweep your...
by Nanette Duffey | Aug 30, 2021 | Credit Reports and Scores, Insights
Over the last couple of posts, we have looked at the differences between your credit report and your credit score. Your credit report is the entire record of your credit history while your credit score is a number given as a snapshot of your credit as a whole. Here is...
by Nanette Duffey | Aug 23, 2021 | Credit Reports and Scores, Insights
You might be surprised to learn your credit score is not the same thing as your credit report. People frequently confuse the two items and falsely believe they are interchangeable when they are not. In our three-part blog series on credit scores vs. credit reports,...