Insights from Organized Instincts

Solicitation Agitation: Choose Your Charities Wisely
Not too long ago, we helped you find ways to opt out of annoying junk mail. But did you know your favorite charities can annoy you with a deluge of mail as well? Whether by email or postal mail, many organizations send donation reminders, address labels, and even...

8 Tips for Giving Generously: Escape the Regret Headache
When it comes to charitable donations, you’ll want to keep detailed records of cash donations you hand out. Keeping records affords you the affirmation that you supported your favorite organizations and fulfill any outstanding pledge amounts. Plus, it allows you to...

Take the Reins: Get a Grip on Holiday Tipping
The holidays are here again, and with that festive, generous spirit, so too is the tipping season. If you want to better manage your holiday spending or avoid a social faux pas, we offer you these thoughts on gifting cash and tipping this holiday season. Who do you...

Give Your Medicare Plan Its Annual Physical
If you are eligible for Medicare, expect for your mailbox, your inbox, your voicemail, and news feeds to be cluttered with advertisements to enroll. Considering the amount of media you’re sure to be bombarded with, you shouldn’t be able to forget enrolling in the...

Happy Thanksgiving from Organized Instincts
Wishing you and yours a safe and Happy Thanksgiving from all of us at Organized Instincts!

Score a Touchdown: Cross the Goal Line with Open Enrollment
Are you ready for open enrollment? Better get ready. November is the month most commonly associated with employers offering annual enrollment for employee benefits. Be quick, however. The window for enrollment isn’t open for very long. You’ll need to do your homework...

Singing in the Rain: Carry an Umbrella Policy
An umbrella policy is a personal excess liability—or liability policy. They are one and the same. This policy covers events that happen on or off your property, such as accidents or injuries, and not necessarily those that cause damage or destruction. It is an...

MVP Insurance: Safeguard Your Most Valuable Possessions
When it comes to insurance for your most valuable possessions, don’t assume these expensive items will be covered by your standard homeowner’s or renter’s insurance. Homeowner’s insurance often has low limits with regards to valuables, as little as $1,000 to $2,500...

There’s No Place Like Home: How Insurance Keeps You Secure
If you own a home, chances are high you have homeowner’s insurance, as going without likely puts you at risk of a life-altering financial risk. Consider this scenario, if your home and all of its contents were completely destroyed, could you or would you have the...

Don’t Get Sideswiped: Know What Affects Your Auto Insurance Rate
Have you purchased a new car for yourself or a family member? Inherited a vehicle that needs to be insured? Received a rate quote for a newly licensed driver? Whether adding a car to an existing policy or changing carriers, choosing your policy can be an accident...